Owner's Title Insurance
Owner's title insurance protects you (the buyer). It is optional but usually recommended; the cost is often negotiable or coverable by the seller.
- Typical range
- $500–$2,500
- Category
- Title
- Negotiable
- Usually negotiable
Common problems with the Owner's Title Insurance
- Marked as required when it is optional
- Not shopped for a lower rate
How to check this fee on your Closing Disclosure
Find this line item on page 2 of your Closing Disclosure. Compare the amount to the typical range, and check whether it duplicates another fee. If it is above range or a junk fee, raise it with your lender before you close — you have a 3-business-day review window.
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For informational purposes only. Not legal, tax, or medical advice.