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Title

Settlement / Closing Fee

The settlement fee pays the title/escrow company to conduct your closing.

Typical range
$300–$900
Category
Title
Negotiable
Usually negotiable

Common problems with the Settlement / Closing Fee

  • Above the typical range
  • Duplicated with a separate "closing" fee

How to check this fee on your Closing Disclosure

Find this line item on page 2 of your Closing Disclosure. Compare the amount to the typical range, and check whether it duplicates another fee. If it is above range or a junk fee, raise it with your lender before you close — you have a 3-business-day review window.

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Related fees

For informational purposes only. Not legal, tax, or medical advice.

Settlement / Closing Fee: What It Is, Typical Cost & How to Negotiate