Lender's Title Insurance
Lender's title insurance protects the lender's interest against title problems. Rates are regulated in some states and shoppable in others.
- Typical range
- $500–$2,000
- Category
- Title
- Negotiable
- Usually negotiable
Common problems with the Lender's Title Insurance
- Not shopped against cheaper title companies
- Charged at a non-regulated markup
How to check this fee on your Closing Disclosure
Find this line item on page 2 of your Closing Disclosure. Compare the amount to the typical range, and check whether it duplicates another fee. If it is above range or a junk fee, raise it with your lender before you close — you have a 3-business-day review window.
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For informational purposes only. Not legal, tax, or medical advice.