Transfer Tax
Transfer taxes are levied by state or local governments on the transfer of property. They vary widely by location.
- Typical range
- up to $5,000
- Category
- Government
- Negotiable
- Fixed third-party cost
Common problems with the Transfer Tax
- Assigned to the buyer when local custom is seller-paid
How to check this fee on your Closing Disclosure
Find this line item on page 2 of your Closing Disclosure. Compare the amount to the typical range, and check whether it duplicates another fee. If it is above range or a junk fee, raise it with your lender before you close — you have a 3-business-day review window.
Audit your loan fees in seconds
Upload your Closing Disclosure for an instant fee audit — every fee benchmarked, junk fees flagged, with negotiation scripts.
Scan my loan documentsRelated fees
For informational purposes only. Not legal, tax, or medical advice.