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Government

Recording Fee

The recording fee is charged by your local government to record the mortgage and deed. Amounts are set by the county.

Typical range
$25–$250
Category
Government
Negotiable
Fixed third-party cost

Common problems with the Recording Fee

  • Marked up above the county schedule
  • Estimated far above the actual amount

How to check this fee on your Closing Disclosure

Find this line item on page 2 of your Closing Disclosure. Compare the amount to the typical range, and check whether it duplicates another fee. If it is above range or a junk fee, raise it with your lender before you close — you have a 3-business-day review window.

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Related fees

For informational purposes only. Not legal, tax, or medical advice.

Recording Fee: What It Is, Typical Cost & How to Negotiate