Flood Certification Fee
A flood certification confirms whether the property sits in a FEMA flood zone. The cost is minimal.
- Typical range
- $5–$30
- Category
- Third-Party
- Negotiable
- Fixed third-party cost
Common problems with the Flood Certification Fee
- Marked up well above the ~$15 cost
How to check this fee on your Closing Disclosure
Find this line item on page 2 of your Closing Disclosure. Compare the amount to the typical range, and check whether it duplicates another fee. If it is above range or a junk fee, raise it with your lender before you close — you have a 3-business-day review window.
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For informational purposes only. Not legal, tax, or medical advice.