Credit Report Fee
This covers pulling your credit report from the bureaus. The true cost is small.
- Typical range
- $10–$100
- Category
- Third-Party
- Negotiable
- Fixed third-party cost
Common problems with the Credit Report Fee
- Marked up far above the ~$30 wholesale cost
- Charged per borrower and per bureau
How to check this fee on your Closing Disclosure
Find this line item on page 2 of your Closing Disclosure. Compare the amount to the typical range, and check whether it duplicates another fee. If it is above range or a junk fee, raise it with your lender before you close — you have a 3-business-day review window.
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For informational purposes only. Not legal, tax, or medical advice.