Courier / Wire Fee
Courier and wire fees are often padded well above the actual cost of overnight mail or a bank wire.
- Typical range
- up to $50
- Category
- Junk
- Negotiable
- Usually negotiable
Common problems with the Courier / Wire Fee
- Charged $50+ for a standard wire
- Multiple courier fees on one file
How to check this fee on your Closing Disclosure
Find this line item on page 2 of your Closing Disclosure. Compare the amount to the typical range, and check whether it duplicates another fee. If it is above range or a junk fee, raise it with your lender before you close — you have a 3-business-day review window.
Audit your loan fees in seconds
Upload your Closing Disclosure for an instant fee audit — every fee benchmarked, junk fees flagged, with negotiation scripts.
Scan my loan documentsRelated fees
For informational purposes only. Not legal, tax, or medical advice.