← All loan fees
Junk fee — often removable

Administrative Fee

An administrative fee is a catch-all junk charge with no standard basis. Ask for it to be removed.

Typical range
$0 (should not be charged)
Category
Junk
Negotiable
Usually negotiable

Common problems with the Administrative Fee

  • No defined service
  • Added late in the process

How to check this fee on your Closing Disclosure

Find this line item on page 2 of your Closing Disclosure. Compare the amount to the typical range, and check whether it duplicates another fee. If it is above range or a junk fee, raise it with your lender before you close — you have a 3-business-day review window.

Audit your loan fees in seconds

Upload your Closing Disclosure for an instant fee audit — every fee benchmarked, junk fees flagged, with negotiation scripts.

Scan my loan documents

Related fees

For informational purposes only. Not legal, tax, or medical advice.

Administrative Fee: What It Is, Typical Cost & How to Negotiate