Discount Points
Each discount point costs 1% of the loan amount and lowers your interest rate. Points are optional — make sure you actually chose to buy them.
- 典型范围
- up to $6,800
- 类别
- Origination
- 可协商
- 通常可协商
Discount Points 的常见问题
- Points added without the borrower choosing to buy down the rate
- Break-even period longer than you plan to keep the loan
如何在结算披露文件中核对此项费用
在结算披露文件 (Closing Disclosure) 第 2 页找到此条目。将金额与典型范围进行比较，并检查它是否与其他费用重复。如果超出范围或属于垃圾费用，请在成交前向贷款机构提出——您有 3 个工作日的审查窗口。
几秒钟审计您的贷款费用
上传您的结算披露文件，立即获得费用审计——每项费用都会对标，垃圾费用会被标记，并附上谈判话术。
扫描我的贷款文件相关费用
For informational purposes only. Not legal, tax, or medical advice.